Classic Title Agency, LLC

Mission Statement

Time Honored Principles; Cutting Edge Approach

Classic Title Agency, LLC was established with the customer in mind, focusing on the quality of the product, the experience to handle the minutia of each individual closing, and the understanding that technological capabilities only soar when partnered with a tradition of what really matters - the best customer service available.

With over 20 years experience in New York real estate title closings, Classic Title has the necessary background to handle a diverse clientele, from first time residential homebuyers to large commercial transactions. Harnessing the power of technology only expands what customers can expect, and Classic Title is at the forefront of information access to make closings and post closings as seamless, expedient and mistake-free as possible.

Why Title Insurance

To protect possibly the most important investment you'll ever make - the investment in your home. With a title insurance policy, you as owner, have an indemnity contract that will reimburse you for loss in the event someone asserts a claim against your property that is covered by the policy.

How can there be a title defect if the title has been searched?
Title insurance is issued after a careful examination of copies of the public records. But even the most thorough search cannot absolutely assure that no title hazards are present, despite the knowledge and experience of professional title examiners. In addition to matters shown by public records, other title problems may exist that cannot be disclosed in a search.

What title insurance protects against
Here are just a few of the most common hidden risks that can cause a loss of title or create an encumbrance on title:

False impersonation of the true owner of the property
Forged deed, releases or wills, Instruments executed under invalid or expired power of attorney
Undisclosed or missing heirs; Mistakes in recording legal documents
Misinterpretations of wills Deeds by persons of unsound mind
Deeds by minors
Deeds by persons supposedly single, but in fact married
Fraud
Liens for unpaid estate, inheritance, income or gift taxes

What protection does title insurance provide against defects and hidden risks?
Title insurance will pay for defending against any lawsuit attacking your title as insured, and will either clear up title problems or pay the insured's losses. For a one-time premium, an owner's title insurance policy remains in effect as long as you, or your heirs, retain an interest in the property.

What this means to you
The peace of mind in knowing that the investment you've made in your home is a safe one.